Baby’s first-year cash planner
Compare leave and return to work across twelve months. Track care costs, confirmed benefits, one-time expenses and cash reserves.
Open resource →Tools for everyday decisions
Work through a real decision with clear inputs, visible assumptions and a next step. Everything here is free; no account or email is required.
Explore a benefits notice and health-plan cost terms
Select a field in two fictional examples to separate evidence requests, dates, premium payments and costs when you receive health care.
Open resource →Compare the annual cost of two health plans
Compare premiums, deductibles, coinsurance and covered caps using allowed charges. Explore excluded costs and different use scenarios.
Open resource →Choose your next steps after a household change
Follow practical paths for losing job coverage, a new baby, denied benefits, more work, moving states or urgent food and energy needs.
Open resource →Find official local assistance: California and Washington pilot
Filter verified official food, utility and health-help resources in California and Washington. See announced closures, unknown funding and a national agency locator.
Open resource →How much cash remains after a work change?
Compare take-home pay, confirmed benefits and changing costs. Keep spendable cash separate from restricted food purchasing power.
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