How to apply for Medicaid / Maryland Children’s Health Program in Maryland
MarylandBenefits is the SNAP portal. For Medicaid, the state separates Maryland Health Connection from the aged, blind or disabled route through MarylandBenefits. We checked the public guidance. We did not sign in, submit an application or confirm an appointment.
What this guide helps you do
- Where it applies
- Maryland · Medicaid
- Your next action
- Prepare an application, respond to requests and identify your next action.
- Who decides
- This guide explains a process. The responsible agency decides eligibility, amounts and deadlines for your case.
Start here
Open the official instructions below. Check which route matches your program and circumstances before starting an application.
Who this guide is for
People seeking Medicaid / Maryland Children’s Health Program in Maryland, or helping someone apply, follow up or find the right office.
Have these ready if available
- The name of the program and the state where you are applying.
- Any notice or document request you have received, including its date.
- The information and evidence requested by the agency for your situation. Ask what alternatives it accepts if something is missing.
- A safe way for the agency to contact you. Do not enter personal or case details on GetBenefits.
Your steps
Start with Maryland Medicaid
Use the official chart first. It directs children, pregnant people, parents and other listed adult groups to Maryland Health Connection.
Choose another way if needed
For the aged, blind or disabled route, the chart lists MarylandBenefits online or a mailed form through local DSS.
Keep track of the next step
If you are unsure, ask your local DSS which route to use. For Maryland Health Connection phone applications, the chart lists 1-855-642-8572.
Keep proof and a way to follow up
If you submit an application or documents, keep the receipt or confirmation the agency provides. Check that it received the correct material; a saved draft may not have been submitted.
Read the decision and the next instructions
Look for the result, any missing information and the date for the action requested. If you disagree, use the review or appeal instructions on your notice. Do not assume that asking for help extends a deadline.
After you apply
Keep the confirmation and read each notice. Check whether the agency needs documents, an interview or another action. A submitted application is not an approval.
If you get stuck
“I am trying to apply for this program. Which route applies to my situation, what information is missing and what is my next action?”
If something gets in the way
I cannot use the website
Ask the agency about another application or contact method. Use the official instructions and avoid giving documents to an unverified intermediary.
I do not have a requested document
Ask what evidence the agency can accept and how to provide it. Read the due date in the actual request; do not choose a deadline from a general guide.
I need language or accessibility help
Describe the language or accommodation you need before the interview or appointment. Ask how the agency provides that help.
I have not received a response
Check the official account or contact the responsible office with the confirmation available. Ask whether the application was received and what is still needed.
I received a denial or closure notice
Read the reason and the review or appeal instructions. Keep the notice and seek qualified help if needed; sending a new application may not replace the response requested.
After you apply: keep the process moving
Check receipt
Confirm that the agency received what you meant to submit.
Keep contact details current
Use the agency’s official method to report changes in your contact details.
Answer document requests
Read what is needed, how to send it and the date stated in the request.
Check for an interview or appointment
If one is requested, confirm the time, format and any language or accessibility support.
Read the written decision
Check what was decided, the effective dates and how to question the decision.
Keep renewal instructions
Read the next renewal or review notice and act on its actual instructions.
Find the office that handles your area
Find your local Department of Social Services in the DHS directory. The Medicaid routing chart lists local DSS as an in-person option for both application groups.
Agency or program
Maryland Department of Health / DHS
More detail from the previous guide
Read the complete details, tables and questions
The previous guide is preserved below with its original dates. The new access instructions do not reverify every older rule or income figure. Check the dated source and the agency before relying on a figure or deadline.
Medicaid in Maryland: 2026 Eligibility and How to Apply
Maryland has adopted Medicaid expansion. The adult expansion route has income, age, Medicare-related and other requirements; the agency checks which category fits. Children, pregnancy, disability, and older age have separate coverage routes. Start with the category that fits the person applying.
An income figure is a starting point, not approval. Ask the agency to check the right category for each person. A parent and a child in the same home can have different coverage results.
Use the Maryland route that matches the applicant
Maryland Health Connection handles most family, child and pregnancy applications. Maryland’s state guide directs people applying based on age 65, blindness or disability to Maryland Benefits or their local social services department. Medicaid and the Maryland Children’s Health Program have separate eligibility categories.
State sources: Maryland Department of Health: application routes by category · Checked September 8, 2026.
Who qualifies for Medicaid in Maryland
Ask the agency to consider every relevant route:
- Adults ages 19–64: the expansion group, subject to income, Medicare status, residency, and other eligibility rules.
- Children: Medicaid or CHIP, with age-specific income rules.
- Pregnancy: a separate category, with its own income and coverage rules.
- Older adults, people with disabilities, and people who need long-term care: separate rules may consider assets as well as income.
2026 Medicaid income limits in Maryland
The table is an arithmetic reference for the common adult expansion income level, using 2026 HHS poverty guidelines. It is not an official Maryland eligibility table. The agency decides whose income counts, the applicable category, the effective date, and any rounding or exclusions.
| Household size for the applicable category | Approximate monthly reference | Approximate annual reference |
|---|---|---|
| 1 | $1,835 | $22,025 |
| 2 | $2,489 | $29,863 |
| 3 | $3,142 | $37,702 |
| 4 | $3,795 | $45,540 |
Source: HHS 2026 poverty guidelines · Checked September 8, 2026.
Source: HealthCare.gov: adult expansion and category differences · Checked September 8, 2026.
Calculation: annual HHS guideline × 1.38; monthly reference = that unrounded annual value ÷ 12. Alaska and Hawaii use their own HHS guidelines. This is not a take-home-pay test or a reason to stop an application near a boundary.
How to apply for Medicaid in Maryland
- Choose your application route. Use the application chart on the official state page. Choose Maryland Health Connection for the family route, or Maryland Benefits/local social services for the age, blindness or disability route. Ask for help if a household includes both. Open the official state guide.
- Apply any time. Medicaid applications are accepted year-round. Renewals and requests for documents have their own due dates.
- Prepare the information requested. Identify the people applying, their income and household relationships. Tell the agency about pregnancy, disability, Medicare or long-term-care needs. Provide citizenship or immigration details as requested for the people seeking coverage.
- Keep the confirmation and read the notice. Save a copy of what you send. Follow requests for more information and the decision notice. If you disagree with a decision, the notice explains how to ask for a review.
Source: Apply for Medicaid in Maryland (official) — Medicaid.gov
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Explore your next stepCommon questions
Did Maryland expand Medicaid?
Yes. Maryland adopted adult Medicaid expansion. Income is one requirement; age, Medicare status, residency, and the applicable category still matter.
What is the Medicaid income limit in Maryland for 2026?
There is no single limit for everyone. The 138% poverty figures on this page are rounded reference calculations for the common adult expansion income level, not a state eligibility determination. Children, pregnancy, disability, and long-term care have separate rules.
Should every Maryland applicant use Health Connection?
No. Maryland’s application chart also gives Maryland Benefits and social services routes for people applying based on age, blindness or disability.
Eligibility guidance reviewed September 8, 2026. Sources and reference periods are shown above. Confirm current category rules with the agency before applying.
Common questions
Does this guide decide if I qualify?
No. The state agency evaluates the applicable program rules and your circumstances. Ask the agency to explain the route and documents for your case.
What if I cannot use the online route?
Open the official information or local office link and ask which phone, paper or in-person option is available for this program. Do not assume all programs use the same portal.
Is the linked service available in these four languages?
Our guide is translated. The external site, forms and interpretation options may differ. Tell the agency which spoken and written language you need.
Official sources
- Maryland Health — How to applySources checked: 2026-09-14
- Maryland DHS — Local officesSources checked: 2026-09-14